Victoria/Nikki/Sharon/Phyllis: The walls start to close in on the scheming vixen quad. Victoria (Amelia Heinle) is clued in by Mac (Kelly Kruger) at Newman Enterprises that someone is using J.T.'s (Thad Luckinbill) credit cards. At Nick (Joshua Morrow) and Sharon's (Sharon Case) engagement party, Victoria lets Nikki (Melody Thomas Scott) and Phyllis (Gina Tognoni) in on what she's learned from Mac. The women assure each other J.T.'s not coming back from the dead to bust them on what they did. Just who is behind using J.T.'s credit cards?
Meanwhile, Nick tells Sharon about the credit card transactions and she feigns bewilderment. Nick decides to head to Newman after the party ends to let Victoria know. Sharon goes with him. Victoria questions her brother if anyone saw J.T. using them. That doesn't deter Nick from thinking J.T.'s the one behind it. Just then, Victor (Eric Braeden) saunters in and suggests to his son they should team up to find J.T. Will they find about what really happened to him?
Billy: The Abbott playboy (Jason Thompson) runs into a former nemesis.
Ashley: The chemist (Eileen Davidson) moves forward with a risky plan.
Arturo/Abby: Things get a bit steamy for the young lovers (Jason Canela and Melissa Ordway).
Kyle: The black sheep Abbott (Michael Mealor) pitches in.
Billy/Phyllis: Philly's romantic mood is busted when tartlet Summer (Hunter King) calls Billy for help. He lies to Phyllis to help the kid out and is in for a huge surprise. Apparently, Summer lost her inheritance at a private card game at the GCAC. She wants Billy's help to get it all back. Billy succumbs to pressure and gives into Summer's scheme. Will Billy fall off the wagon?